Mega Loan Funding

                Commercial loans and unsecured business lines of credit.

                     A world of commercial lending opportunities.  
 


MegaLoanFunding
11903 Middlebury Dr
Tampa, FL 33626

Tel:
1-800-879-0284

Fax:813-435-2349

Email

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Personal Credit Profile Building Service.

Improve your ability to qualify for unsecured business financing for your business by improving your personal  credit profile.

In order for a business owner to be successful when applying for an unsecured business line of credit, the lenders need to receive an application that includes a personal credit profile that is acceptable to them.

A business owner who has a personal credit profile that is acceptable to lenders will always be more  successful when applying for finance than an applicant who has not ensured that his / her personal credit profile meets the basic qualifying criteria and requirements of most lenders.

We provide the following Personal Credit Building Consulting Service package to business owner applicants who want to greatly increase their chances of succeeding;

  • A checklist of criteria that the business owner should have in a lender acceptable personal credit profile.

  • Information on what to do to improve your personal FICO score.

  • Information on how to improve the content of your credit reports and how to have negative items removed.

  • An opportunity to consolidate credit card debt into personal term loans in order to reduce revolving debt.
  • An opportunity to convert personal lines of credit into business lines of credit thereby transforming your credit profile.
  • A plan and methods to establish a lender acceptable debt to income ratio.
  • Final preparation of your personal profile for the successful application for a $125,000 unsecured business lines of credit package.

 

 Frequently asked questions and answers for the Personal Credit Profile Building Service:

What is the difference between my personal credit report and my business credit report?

Personal credit reports and scores are developed from a very complex formula that takes into account factors such as payment history, amount of available credit, years of credit history, making payments on time, types of credit, the number of inquiries, etc.

A business credit report provides information about a business including it's financials and its owners, it's credit accounts, payment history and a score which predicts it's willingness and ability to service debt.

 What is a personal credit profile?

A personal credit profile is a snapshot of the business owner's personal credit worthiness and ability to service debt which a lender looks at when he or she applies to become the guarantor of business financing.

How long does it take to complete the Personal Credit Profile Building Service?

Provided that there are no existing credit issues on the business owner's personal credit report that require professional credit restoration (late payments, judgments, charge offs, collections etc) and which must be rectified before starting, (See the full details about our affiliated credit restoration service and enroll on-line), Our Personal Credit Profile Building Service package can be completed in 2 weeks to 2 months.

How long will it take for me to achieve a good personal credit score?


A good personal credit score can usually be achieved within
2 weeks to 2 months provided that no credit restoration is required.

 What is the cost of the Personal Credit Profile Building Service?

Besides our usual consulting fee (calculated at 5% of any successfully obtained financing during the process), our service to build personal  credit profiles is free to our clients who ultimately use our services to obtain a minimum of $125,000 of unsecured business lines of credit during and within a period of 3 months after our completing the service. If you choose not to use our service to obtain $125,000 of unsecured business lines of credit within that period of time, then our fee for providing the profile building service will be $6,250 (less any fees paid while we were providing our service).

Are there there any upfront fees payable for the Personal Credit Profile Building Service?

No upfront fees are charged to start and provide the service. We only charge success fees if and when we are able to assist you in obtaining financing for your business.

Can this work for someone with no credit at all?

Unfortunately we cannot help if someone has no credit at all.

How do I get started?

Request a Personal Credit Profile Building Service consultation by emailing Consulting@MegaLoanFunding.com .

 

 

Set up an appointment to discuss your loan requirements

 Set up a telephone appointment to talk to a processor who will prepare your loan application for you. 

See our complete loan process.

Our phone number is 1-800-879-0284 

Our Email address is Originator@MegaLoanFunding.com  

Introduce your self and receive updates on this site.

 

Loan Products.

Construction.

Office Building

Multi Family.

Speed Loans and Hard Money.

Retail.

Land Development.

Automotive.

Assisted Living Facility.

Golf Course.

Mixed Use.

Warehouse.